Illustration for: Savvy Wealth Raises $100M At $600M Valuation

Savvy Wealth Raises $100M At $600M Valuation

AI-native RIA platform Savvy Wealth closed a $100 million Series C at a $600 million valuation led by Ryan Smith and Ryan Sweeney's Halo Fund, after growing recruited assets past $4 billion this year.

By the Numbers

$100M
New round
$600M
Valuation
$205.8M
Total raised to date
$9B
AUM, up 4x YoY
150+
Advisors on platform
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By the Funding Desk
Edited by Trace Cohen · Early-stage VC & angel · Founder, New York Venture Partners
2 min read
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THE RUNDOWN

1

At roughly 6x forward revenue on a pace to top $100 million in ARR, Savvy is priced like the asset-based wealth business it is rather than like Cognition or Clay, which drew 50-plus-times marks the same week.

2

The $600 million valuation rests on recruiting velocity: more than $4 billion of newly recruited assets in 2026 pushed AUM to $9 billion, over four times the year-ago figure, while the advisor base only doubled to 150-plus.

3

Sanctuary Wealth, Dynasty Financial Partners and Farther pitch the same breakaway economics, and Fidelity's and Schwab's custody arms bundle their own advisor tooling -- Savvy's differentiator is the AI-native framing, not the channel.

4

The falsifiable test is retention past the first contract renewal: assets gathered during an unusual wave of wirehouse churn are a less durable base than assets held by a genuinely stickier product.

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The VC Read · Trace's Take

Trace Cohen

6x forward revenue for a fintech growing AUM 4x year-over-year is a genuinely reasonable multiple in a week where AI-application companies are pricing at 50-plus times revenue -- Savvy's the rare story here where the math actually pencils conservatively. The diligence question is retention: how many of these newly recruited advisors stay past their first contract renewal once the breakaway wave cools.

Analysis

Savvy Wealth closed a $100 million Series C led by Halo Fund, the growth-stage firm co-founded by Qualtrics founder Ryan Smith and longtime Accel general partner Ryan Sweeney, the company announced September 9. The round was oversubscribed, with existing investors Thrive Capital, Industry Ventures, Index Ventures, House Fund and Vestigo Ventures -- the latter founded by former LPL Financial CEO Mark Casady -- all returning.

Founded in 2021 by CEO Ritik Malhotra in New York, Savvy Wealth built an AI-native registered investment advisor platform aimed at helping independent financial advisors break away from wirehouses and legacy broker-dealers with modern tooling. The company has grown to more than 150 advisors, doubling its advisor base over the past year, and now oversees $9 billion in client assets under management, more than four times its year-ago figure, having brought in over $4 billion in newly recruited assets in 2026 alone. Inc. Magazine named Savvy the No. 1 Fastest-Growing Financial Services Firm in America, citing three-year revenue growth above 13,000%.

The $600 million valuation lands Savvy in a competitive field of tech-enabled RIA platforms and advisor-recruitment models, including Sanctuary Wealth, Dynasty Financial Partners and Farther, all of which pitch similar breakaway-advisor economics but with less AI-native branding than Savvy. Savvy is on pace to top $100 million in ARR this year, a figure that -- if it holds -- would put the new valuation at roughly 6x forward revenue, a far more conservative multiple than the 50-plus-times marks AI-application companies like Cognition and Clay have commanded this same week, reflecting wealth management's lower-multiple, asset-based economics even when the platform underneath is AI-driven.

1 Fastest-Growing Financial Services Firm in America, citing three-year revenue growth above 13,000%.

The open question for Savvy is whether its AUM growth is durable recruiting or one-time momentum from advisors leaving wirehouses during a period of unusual industry churn, a dynamic that could slow once the current wave of breakaway advisors normalizes.

The broader wirehouse-breakaway trend Savvy is riding has accelerated as advisors at Merrill Lynch, Morgan Stanley and Wells Fargo increasingly leave for independent RIA platforms that offer better economics and more control over client relationships. Industry data has shown assets moving to independent channels at a faster clip each of the last several years, a shift that predates Savvy but that the company's AI-native pitch -- automating compliance, portfolio construction and client reporting tasks that traditionally required large back-office teams -- is designed to accelerate further. Halo Fund's decision to lead is notable given the firm, only a few years old itself, has concentrated its checks in a small number of high-conviction growth-stage bets rather than running a high-volume seed strategy.

Savvy's closest competitors for breakaway-advisor market share, beyond Sanctuary Wealth, Dynasty Financial Partners and Farther, also include larger custodial platforms like Fidelity's RIA custody business and Charles Schwab's Advisor Services, both of which offer their own (less AI-forward) tooling to advisors going independent. None of Savvy's direct RIA-platform peers have disclosed a comparable AUM growth rate, which is the strongest evidence for Savvy's current positioning -- but AUM growth driven by market conditions and a temporary wave of advisor churn is a different, less durable asset than AUM growth driven by a genuinely stickier product.

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